Medical Credit Fund

KMET together with Medical Credit Fund and PharmAccess Foundation both from Netherlands initiated this intervention in 2010 to advance quality of healthcare services through the provision of affordable financing to the private health sector in partnership with the Ministry of Health and Local banks. The MCF program is designed to address gaps in the private healthcare sector that include low access to healthcare financing; inadequate quality improvement initiatives; inefficient data management; poor infrastructure and insufficient medical equipment.

• Provide healthcare financing and technical assistance to primary healthcare private facilities
• Stimulate efficiency and quality improvements in the healthcare system

Program Objectives
• Increasing the accessibility and availability of affordable financing for the sector in Kenya to enable                 further investments in quality improvement and increased capacity

• Providing technical assistance on quality improvement for the primary healthcare delivery in the                     private health sector according to standards

• Providing technical assistance to the private health sector to improve financial management and                    planning


•Technical assistance to private practitioners

• Health financing through loans

• Health service standards development

• Quality improvement training program

• Training in business & management

• Hospital management information systems

• Development and training for better data management.

•Accreditation against international standards



• Small Loans i.e KES 200,000 -5 million

• Medium loans i.e KES 5Million - 20 million

• Large Loans i.e Over KES 20 million

• Cash Advance: Requires one to have an active MPESA till number. Amounts range from KES 20,000 –

  1.2 million based on your transactions.