Sacco/MFI

• To encourage thrift among the members by affording them an opportunity for accumulating their savings
• To create a pool of funds for credit which be lent to qualified members at fair and reasonable rates of interest.
• To provide an opportunity for each of its members to improve his or her respective economic and social conditions.
• To perform the functions and exercise the powers designated for saving and credit cooperatives societies under the law.
• To introduce new products that will promote the economic base of the members.

• Normal/development loan
• School fees loans
• Emergency loan
• Inuka  loans/ Imara loan
• Sacco flex loans
• Salaries Advance

• X-Mass furaha
• Excel Savings
• Medicare

The SACCO’s mandate, as provided by the Cooperative Society’s Act chapter 490 of the laws of Kenya, include

• Encouraging thrift members among its members.
• Creating a source of funds for credit.
• Assisting members to improve their economic and social conditions.
• Corporate Social Responsibility.
• Promoting economic base of the members.

Advisory and consultancy services for members.

• Mission -To bring about socio-economic empowerment of the low income customers, through responsive quality financial services.
• Vision – Establishment of a self -sustainable and economically empowered rural, sub-urban and urban society.
• Goal – Increase availability of micro finance services and improve the lives of low income customers through efficient use of available resources.

• Client recruitment (Group & Individuals)
• Financial management training
• Loan disbursement/risk management
• Client relationship management (CRM)
• Loans management/recoveries
• Reporting